Often referred to as personal injury protection, no-fault insurance ensures that all parties involved in an auto accident are eligible for benefits, regardless of who caused the collision. Regulations surrounding no-fault insurance can be very confusing, so it is important to seek assistance from an insurance lawyer after you are involved in an accident. For assistance with filing for no-fault benefits or obtaining damages from insurers who fail to provide said benefits, get in touch with Sackllah and Associates, PLLC.
No-Fault Benefits Provided Under Michigan Law
If you are involved in an auto accident, you may be eligible for one of several types of no-fault insurance coverage. Medical coverage is one of the top benefits offered by insurers, although many victims of accidents are also eligible for medical mileage compensation. If injuries related to the accident result in the loss of wages, this may also be covered by no-fault insurance. Other common benefits include home and vehicle modifications, in which living spaces and forms of transportation are made accessible if the accident victim is left disabled. In-home nursing and assistance with chores or childcare may also be provided. Standard no-fault plans do not cover damage to vehicles or the replacement of stolen vehicles, although coverage for these situations may be available through additional insurance.
Determining Eligibility for No-Fault Benefits
In the aftermath of a collision, it is important to file a no-fault application for benefits with your insurer as soon as possible. If this application is not completed within a year of the accident, you may be ineligible for benefits. Eligibility is not based on who caused the accident, but rather, the status of the your insurance and whether you are currently licensed to drive in the state of Michigan. Once your application has been filed, your insurance company has up to one year to provide reimbursement. If you believe that you are eligible for no-fault benefits but have not received reimbursement within the required one-year window, you may be eligible for damages. An insurance lawyer from Sackllah and Associates, PLLC can help you obtain the compensation you are owed.
Sackllah and Associates, PLLC: High-Quality Handling Of Insurance Matters
In the aftermath of an auto accident, it is in your best interest to get in touch with a reliable law firm such as Sackllah and Associates, PLLC. With the assistance of one of Sackllah and Associates’ talented lawyers, you can finally obtain no-fault insurance benefits and move on with your life.